The honest number
BAH vs. what a home really costs.
Your allowance is fixed. A home's real monthly cost isn't — it depends on the post-sale tax reset and Florida insurance. This shows you the gap before you fall for a house.
The honest number
Your BAH vs. what a home actually costs
Your BAH
$2,241
per month, tax-free
Real monthly cost
$3,980
Orange Park / Oakleaf, $425K · incl. post-sale tax + insurance
Beyond your BAH
$1,739
per month from your pocket
BAH is a housing allowance, not a loan approval amount or a maximum price. These figures show how your allowance compares to a home's real monthly cost — including the actual post-sale property tax and Florida insurance — so you see the honest gap before you fall for a house. VA approval depends on residual income, credit, and total debts. Rates are 2026 DTMO figures; confirm your exact BAH on your LES.